Bank of Dave (Channel 4)

I am old enough to remember when banks offered personal banking, just like the Bank of Dave.  The high street banks used to only charged 3% over Bank of England base rate.  Now, they seem to charge rates which I would call usury (http://en.wikipedia.org/wiki/Usury), which I thought was illegal in the UK.  Don't get me started on Wonga et al, even loan sharks don't charge that much!  They should change their name to Dick Turpin.  Maybe anyone taken in by their bullshit deserves everything they get.  Isn't there an expression about parting a fool from his money?

And, what is the Government doing to protect citizens?  As usual, nothing.  Must be all those expenses forms!

Bank of Dave (Channel 4)
http://www.channel4.com/programmes/bank-of-dave/episode-guide/series-1
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There is another way that does not involve poor service, misselling and generally ripping customers off.